.loan-nav{position:sticky;top:calc(84px + env(safe-area-inset-top,0px));z-index:20;display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin:-34px auto 0;width:max-content;max-width:calc(100% - 32px);padding:8px;border-radius:99px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}.loan-nav a{padding:10px 18px;border-radius:99px;font-size:.9rem;font-weight:600;color:var(--muted);transition:.3s}.loan-nav a:hover{color:var(--ink);background:var(--paper)}.loan-nav a.on{background:var(--blue);color:#fff}.loan{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:start;padding-block:100px;border-bottom:1px solid var(--line);scroll-margin-top:150px}.loan:last-of-type{border-bottom:0}.loan>*{min-width:0}.loan .idx{font-size:.85rem;font-weight:600;color:var(--orange);letter-spacing:.12em}.loan h2{margin:14px 0 20px}.loan p.lead{margin-bottom:32px}.note{border-radius:var(--radius-s);background:var(--paper);padding:26px 28px}.note h4{font-size:1rem;margin-bottom:14px;display:flex;align-items:center;gap:8px}.note h4 svg{width:18px;height:18px;color:var(--orange)}.note ol{list-style:none;counter-reset:n;display:grid;grid-template-columns:1fr 1fr;gap:12px 24px}.note li{counter-increment:n;display:flex;gap:10px;align-items:baseline;font-size:.95rem}.note li::before{content:counter(n);flex:none;width:24px;height:24px;border-radius:50%;background:#fff;border:1px solid var(--line);display:grid;place-items:center;font-size:.75rem;font-weight:600;color:var(--blue)}.terms{border-radius:var(--radius);border:1px solid var(--line);background:#fff;padding:34px;box-shadow:var(--shadow);position:sticky;top:170px}.terms h3{font-size:1.1rem;color:var(--orange);margin-bottom:22px;display:flex;align-items:center;gap:10px}.terms h3 svg{width:20px;height:20px}.terms dl{display:grid;gap:0}.terms dl>div{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:16px 0;border-top:1px solid var(--line)}.terms dt{font-weight:600;font-size:.92rem}.terms dd{color:var(--muted);font-size:.93rem}.terms dd ol{padding-left:18px;display:grid;gap:4px}.terms .rate{font-size:1.5rem;font-weight:600;color:var(--ink);letter-spacing:-.02em}.terms .btn{width:100%;margin-top:24px}.values{position:relative;background:url(brand-gradient.webp) center/cover var(--navy);color:#fff;padding-block:56px;overflow:hidden}.values .row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.value{display:grid;justify-items:center;gap:14px;text-align:center;font-weight:600;letter-spacing:.12em;font-size:.88rem;text-transform:uppercase}.value .ic{width:64px;height:64px;border-radius:20px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;backdrop-filter:blur(6px);transition:transform .6s var(--ease),background .4s}.value:hover .ic{transform:translateY(-6px) rotate(-6deg);background:rgba(255,255,255,.18)}.value svg{width:28px;height:28px}.prose{display:grid;gap:18px;color:var(--muted);font-size:1.04rem}.prose strong{color:var(--ink)}.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.about-grid>*{min-width:0}.about-grid h2{position:sticky;top:130px}.block{padding-block:60px;border-top:1px solid var(--line)}.block:first-child{border-top:0;padding-top:0}.block h3{font-size:1.5rem;margin-bottom:18px;color:var(--ink)}.block h4{font-size:1.1rem;margin:30px 0 12px;color:var(--orange)}.king{display:inline-block;padding:1px 10px;border-radius:8px;background:var(--orange);color:#fff;font-weight:700;letter-spacing:.06em}.reg{display:flex;flex-wrap:wrap;gap:10px;margin-top:6px}.reg span{display:inline-flex;align-items:center;gap:8px;font-size:.84rem;padding:8px 14px;border-radius:99px;background:var(--paper);color:var(--ink);font-weight:500}.reg span::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--orange)}.leader{display:grid;grid-template-columns:.85fr 1.15fr;gap:0;border-radius:28px;overflow:hidden;background:var(--night);color:#fff;box-shadow:var(--shadow)}.leader>*{min-width:0}.leader .photo{position:relative;overflow:hidden;min-height:420px}.leader .photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 20%;transform:scale(1.1);transition:transform 1.6s var(--ease)}.leader.in .photo img{transform:scale(1)}.leader .photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(10,12,12,.85))}.leader .photo figcaption{position:absolute;left:28px;bottom:24px;z-index:2}.leader .photo figcaption b{display:block;font-size:1.35rem}.leader .photo figcaption span{font-size:.85rem;color:#ffb497}.leader .bio{padding:48px;display:grid;gap:18px;align-content:center;color:rgba(255,255,255,.75);font-size:.98rem;background:radial-gradient(ellipse at 100% 100%,rgba(20,74,160,.5),transparent 60%)}.leader .bio h3{color:#fff;font-size:1.6rem}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.faq-grid>*{min-width:0}.faq-side{position:sticky;top:130px;display:grid;gap:22px}.help{border-radius:var(--radius);background:var(--night);color:#fff;padding:32px;display:grid;gap:14px;background-image:radial-gradient(ellipse at 100% 0,rgba(20,74,160,.6),transparent 60%)}.help p{color:rgba(255,255,255,.7);font-size:.95rem}.help .row{display:flex;flex-wrap:wrap;gap:10px;margin-top:6px}.acc{display:grid;gap:14px}.acc details{border:1px solid var(--line);border-radius:20px;background:#fff;transition:border-color .4s,box-shadow .4s}.acc details:hover{border-color:#cfd5df}.acc details[open]{border-color:transparent;box-shadow:var(--shadow)}.acc summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:24px 26px;font-weight:600;font-size:1.08rem}.acc summary::-webkit-details-marker{display:none}.acc summary .q{display:flex;gap:14px}.acc summary .q b{color:var(--orange);font-weight:600}.acc .pm{flex:none;width:32px;height:32px;border-radius:10px;background:var(--orange-soft);color:var(--orange);position:relative;transition:transform .5s var(--ease),background .3s,color .3s}.acc .pm::before,.acc .pm::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;border-radius:2px;background:currentColor;transform:translate(-50%,-50%)}.acc .pm::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .5s var(--ease)}.acc details[open] .pm{background:var(--orange);color:#fff;transform:rotate(180deg)}.acc details[open] .pm::after{transform:translate(-50%,-50%) rotate(0)}.acc .ans{overflow:hidden;height:0;transition:height .5s var(--ease)}.acc details[open] .ans{height:auto}.acc .ans p{padding:0 26px 26px 58px;color:var(--muted)}.empty{display:grid;justify-items:center;text-align:center;gap:18px;padding:70px 30px;border:1px dashed #cfd5df;border-radius:28px;background:var(--paper)}.empty .ic{width:72px;height:72px;border-radius:22px;background:#fff;display:grid;place-items:center;color:var(--blue);box-shadow:var(--shadow)}.empty .ic svg{width:32px;height:32px}.empty .row{display:flex;gap:10px;flex-wrap:wrap;justify-content:center}.cta{padding-block:0 120px}.cta-box{position:relative;overflow:hidden;border-radius:32px;padding:90px 40px;text-align:center;color:#fff;background:url(brand-gradient.webp) center/cover var(--navy);isolation:isolate}.cta-box::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,12,12,.35),rgba(10,12,12,.1))}.cta-box .rings{position:absolute;top:50%;width:420px;height:420px;margin-top:-210px;border-radius:50%;z-index:-1;background:repeating-radial-gradient(circle,transparent 0 18px,rgba(255,255,255,.07) 18px 19px);animation:spin 60s linear infinite}.cta-box .rings.l{left:-210px}.cta-box .rings.r{right:-210px;animation-direction:reverse}@keyframes spin{to{transform:rotate(360deg)}}.cta-box h2{max-width:18ch;margin:0 auto 16px}.cta-box p{color:rgba(255,255,255,.8);max-width:52ch;margin:0 auto 32px}.cta-box .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}footer{position:relative;background:var(--navy);color:rgba(255,255,255,.72);padding-top:90px;overflow:hidden}.foot{display:grid;grid-template-columns:1.2fr .7fr 1fr 1.4fr;gap:44px;position:relative;z-index:2}.foot>*{min-width:0}.foot .brand{color:#fff;margin-bottom:20px}.foot .brand img{width:56px;height:56px}.foot p{font-size:.93rem;max-width:34ch}.foot h5{color:#fff;font-size:.95rem;font-weight:600;margin-bottom:18px}.foot h5.o{color:var(--orange)}.foot ul{list-style:none;display:grid;gap:10px;font-size:.93rem}.foot ul a{transition:color .3s}.foot ul a:hover{color:#fff}.social{display:flex;gap:10px;margin-top:24px}.social a{width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);display:grid;place-items:center;color:#fff;transition:transform .4s var(--ease),background .3s}.social a:hover{background:var(--orange);border-color:var(--orange);transform:translateY(-3px)}.social svg{width:18px;height:18px}.contact li{display:flex;gap:10px;align-items:flex-start}.contact svg{width:18px;height:18px;flex:none;margin-top:3px;color:var(--orange)}.map{border-radius:20px;overflow:hidden;border:1px solid rgba(255,255,255,.14);aspect-ratio:4/3;max-width:100%;background:rgba(255,255,255,.05)}.map iframe{width:100%;height:100%;border:0;display:block;filter:saturate(.9)}.wordmark{position:relative;z-index:1;margin-top:70px;font-size:clamp(4rem,15.5vw,15rem);font-weight:800;letter-spacing:-.05em;line-height:.8;text-align:center;white-space:nowrap;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.16);background:linear-gradient(180deg,rgba(255,255,255,.14),transparent 85%);-webkit-background-clip:text;background-clip:text;user-select:none;transform:translateY(20%)}.copy{position:relative;z-index:2;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:26px 0 calc(26px + env(safe-area-inset-bottom,0px));border-top:1px solid rgba(255,255,255,.12);font-size:.85rem;color:rgba(255,255,255,.6);background:var(--navy)}.copy b{color:#fff;font-weight:500}.to-top{position:fixed;right:calc(22px + env(safe-area-inset-right,0px));bottom:calc(22px + env(safe-area-inset-bottom,0px));z-index:50;width:50px;height:50px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;box-shadow:0 12px 30px -10px rgba(241,93,43,.8);opacity:0;transform:translateY(16px);pointer-events:none;transition:.5s var(--ease)}.to-top.show{opacity:1;transform:none;pointer-events:auto}.to-top svg{width:20px}.js .rv{opacity:0;transform:translateY(36px);transition:opacity 1s var(--ease),transform 1s var(--ease)}.js .rv.in{opacity:1;transform:none}.js .rv.l{transform:translateX(-40px)}.js .rv.r{transform:translateX(40px)}.js .rv.l.in,.js .rv.r.in{transform:none}.d1{transition-delay:.08s!important}.d2{transition-delay:.16s!important}.d3{transition-delay:.24s!important}@media (max-width:1100px){.fc-1{left:-110px}.fc-2{right:-110px}}@media (max-width:980px){section{padding-block:84px}.menu{position:fixed;left:16px;right:16px;top:calc(84px + env(safe-area-inset-top,0px));flex-direction:column;gap:2px;padding:10px;border-radius:22px;background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:var(--shadow);opacity:0;transform:translateY(-10px) scale(.98);pointer-events:none;transition:.35s var(--ease)}.menu a{padding:14px 16px;border-radius:14px}.menu a:hover,.menu a.active,.nav.scrolled .menu a.active{background:var(--blue-soft);color:var(--blue)}.nav.open .menu{opacity:1;transform:none;pointer-events:auto}.nav.open .nav-in{background:#fff;border-color:var(--line)}.nav.open .brand{color:var(--ink)}.nav.open .brand .lw{display:none}.nav.open .brand .lc{display:block}.nav.open .burger{background:var(--paper)}.nav.open .burger span{background:var(--ink)}.burger{display:block}.nav-cta{display:none}.split,.loan,.about-grid,.faq-grid,.leader{grid-template-columns:1fr;gap:44px}.features{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.dash-grid{grid-template-columns:1fr}.foot{grid-template-columns:1fr 1fr}.values .row{grid-template-columns:1fr 1fr;row-gap:34px}.terms,.about-grid h2,.faq-side{position:static}.fc-1{left:-40px;top:20px}.fc-2{right:-40px;top:auto;bottom:90px}.chip-a{left:12px}.chip-b{right:12px}.leader .photo{min-height:380px}}@media (max-width:600px){.hero{padding-top:calc(140px + env(safe-area-inset-top,0px))}.hero .actions .btn{flex:1 1 100%}.float-card{padding:10px 12px;font-size:.72rem}.float-card b{font-size:.85rem}.float-card .ic{width:32px;height:32px}.fc-1{left:-14px}.fc-2{right:-14px}.stats,.foot{grid-template-columns:1fr}.feature,.terms,.leader .bio,.help{padding:26px}.note ol{grid-template-columns:1fr}.terms dl>div{grid-template-columns:1fr;gap:4px}.acc summary{padding:20px}.acc .ans p{padding:0 20px 22px}.cta-box{padding:64px 22px;border-radius:24px}.loan-nav{top:calc(78px + env(safe-area-inset-top,0px))}.loan-nav a{padding:9px 12px;font-size:.82rem}}@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.js .rv,.hero .intro{opacity:1!important;transform:none!important}.hero h1 .w>span{transform:none}.dash{transform:none!important}.spark path{stroke-dashoffset:0}}html,body{overflow-x:clip}main,footer{overflow-x:clip}html{background:#0b3679}.brand:active img,.brand:focus-visible img{transform:rotate(-25deg)}.visits-sec{padding-top:0}.visits[hidden],.v-you[hidden]{display:none}.visits{position:relative;overflow:hidden;isolation:isolate;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:56px;border-radius:32px;background:var(--night);color:#fff;background-image:radial-gradient(ellipse at 100% 0,rgba(20,74,160,.7),transparent 60%),radial-gradient(ellipse at 0 100%,rgba(241,93,43,.28),transparent 55%);box-shadow:var(--shadow)}.visits>*{min-width:0}.visits h2{margin:18px 0 14px}.visits .lead{color:rgba(255,255,255,.72)}.v-rings{position:absolute;right:-180px;top:50%;width:460px;height:460px;margin-top:-230px;border-radius:50%;z-index:-1;background:repeating-radial-gradient(circle,transparent 0 18px,rgba(255,255,255,.06) 18px 19px);animation:spin 60s linear infinite}.v-live{display:inline-flex;align-items:center;gap:10px;padding:7px 14px;border-radius:99px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}.v-live i{position:relative;width:9px;height:9px;border-radius:50%;background:#2fd47a}.v-live i::after{content:"";position:absolute;inset:0;border-radius:50%;background:#2fd47a;animation:ping 1.8s ease-out infinite}@keyframes ping{to{transform:scale(3.2);opacity:0}}.v-right{text-align:right}.v-num{display:flex;justify-content:flex-end;font-size:clamp(3rem,8vw,5.6rem);font-weight:600;letter-spacing:-.04em;line-height:1;font-variant-numeric:tabular-nums}.v-num .odo>span{transition-duration:2.4s}.v-cap{margin-top:14px;color:rgba(255,255,255,.65)}.v-you{display:inline-flex;gap:0;margin-top:18px;padding:8px 16px;border-radius:99px;background:var(--orange);font-size:.9rem;font-weight:500;animation:popIn .7s var(--ease) 2.2s both}@keyframes popIn{from{opacity:0;transform:translateY(12px) scale(.9)}}.v-num.bump{animation:bump .6s var(--ease)}@keyframes bump{40%{transform:scale(1.06)}}@media (max-width:980px){.visits{grid-template-columns:1fr;gap:28px;padding:36px 26px;border-radius:24px}.v-right{text-align:left}.v-num{justify-content:flex-start}}